Terms & Conditions

The following Terms of Use are entered into by and between You and Minted Genius® (“Company”, “we”,
or “us”).

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The following terms and conditions, together with any documents they expressly incorporate by
reference (collectively, these “Terms of Use”), govern your access to and use of mintyourgenius.com and
any related sites including any content, functionality and services offered on or through
mintyourgenius.com (the “Website”), whether as a guest or a registered user.

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Please read the Terms of Use carefully before you start to use the Website. By using the Website or by
clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and
agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by
reference. If you do not want to agree to these Terms of Use including the agreements incorporated by
reference herein, you must not access or use the Website.

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This Website is offered and available to users who are 18 years of age or older. By using this Website,
you represent and warrant that you are of legal age to form a binding contract with the Company and
meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must
not access or use the Website.

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Changes To the Terms Of Use

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We may revise and update these Terms of Use from time to time in our sole discretion. All changes are
effective immediately when we post them and apply to all access to and use of the Website thereafter.
Your continued use of the Website following the posting of revised Terms of Use means that you accept
and agree to the changes. You are expected to check this page from time to time so you are aware of any
changes, as they are binding on you.

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Privacy

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Your use of the Website is also subject to the Company’s Privacy Policy. Please review our Privacy Policy,
which also governs the Website and informs users of our data collection practices. Your agreement to
the Privacy Policy is hereby incorporated into these Terms of Use.

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Disclaimer

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Your use of the Website is also subject to the Company’s Disclaimer. Please review our Disclaimer, which
also governs the Website and informs users of various limitations regarding the information provided
on the Website. Your agreement to the Disclaimer is hereby incorporated into these Terms of Use.

Accessing The Website And Account Security

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We reserve the right to withdraw or amend this Website and any service or material we provide on the
Website in our sole discretion without notice. We will not be liable if for any reason all or any part of the
Website is unavailable at any time or for any period. From time to time, we may restrict access to some
parts of the Website, or the entire Website, to users, including registered users.

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To access the Website or some of the resources it offers, you may be asked to provide certain
registration details or other information. It is a condition of your use of the Website and any resources
downloaded from the Website that all the information you provide on the Website is correct, current,
and complete. You agree that all information you provide to register with this Website or otherwise,
including but not limited to through the use of any interactive features on the Website, is governed by
our Privacy Policy, and you consent to all actions we take with respect to your information consistent
with our Privacy Policy.

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If you choose, or are provided with, a user name, password or any other piece of information as part of
our security procedures, you must treat such information as confidential, and you must not disclose it to
any other person or entity. You also acknowledge that your account is personal to you and agree not to
provide any other person with access to this Website or portions of it using your user name, password
or other security information. You agree to notify us immediately of any unauthorized access to or use of
your user name or password or any other breach of security. You also agree to ensure that you exit from
your account at the end of each session. You should use particular caution when accessing your account
from a public or shared computer so that others are not able to view or record your password or other
personal information.

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We have the right to disable any user name, password or other identifier, whether chosen by you or
provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you
have violated any provision of these Terms of Use.

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No Unlawful Or Prohibited Use And Intellectual Property

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You are granted a non-exclusive, non-transferable, revocable license to access and use the Website and
the resources available for download from the Website strictly in accordance with these Terms of Use.
As a condition of your use of the Website, you warrant to the Company that you will not use the Website
or any of the resources available for download from the Website for any purpose that is unlawful or
prohibited by these Terms. You may not use the Website or any of the resources available for download
from the Website in any manner that could damage, disable, overburden, or impair the Website or
interfere with any other party’s use and enjoyment of the Website. You may not obtain or attempt to
obtain any materials or information through any means not intentionally made available or provided for
through the Website.

All content included as part of the Service, such as text, graphics, logos, images, as well as the
compilation thereof, and any software used on the Website, is the property of the Company or its
suppliers and protected by copyright and other laws that protect intellectual property and proprietary
rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other
restrictions contained in any such content and will not make any changes thereto.

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You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create
derivative works, or in any way exploit any of the content, in whole or in part, found on the Website or
any of the resources available for download from the Website.

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The Company content is not for resale. Your use of the Website or any of the resources available for
download from the Website does not entitle you to make any unauthorized use of any protected content,
and in particular you will not delete or alter any proprietary rights or attribution notices in any content.
You will use protected content solely for your individual use, and will make no other use of the content
without the express written permission of the Company and the copyright owner. You agree that you do
not acquire any ownership rights in any protected content. We do not grant you any licenses, express or
implied, to the intellectual property of the Company or our licensors except as expressly authorized by
these Terms.

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The Company name, the Company logo, the Company slogan, and all related names, logos, product and
service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You
must not use such marks without the prior written permission of the Company. All other names, logos,
product and service names, designs and slogans on this Website are the trademarks of their respective
owners.

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For Educational And Informational Purposes Only

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As set forth more fully in the Disclaimer, the information contained on this Website and the resources
available for download through this Website are for educational and informational purposes only. The
information contained on this Website and the resources available for download through this Website is
not intended as, and shall not be understood or construed as legal, financial, tax, medical, health, or any
other professional advice.

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Accuracy And Personal Responsibility

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As set forth more fully in the Disclaimer, we have done our best to ensure that the information provided
on this Website and the resources available for download are accurate and provide valuable
information, but we cannot guarantee the accuracy of the information. Neither the Company nor any of
its owners or employees shall be held liable or responsible for any errors or omissions on this Website
or for any damage you may suffer as a result of failing to seek competent advice from a professional who
is familiar with your situation.

By using this Website, you accept personal responsibility for the results of your actions. You agree to
take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the
information available on this Website or the resources available for download from this Website. You
agree to use judgment and conduct due diligence before taking any actions or implementing any plans or
policy suggested or recommended on this Website.

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No Guarantees As To Results

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As set forth more fully in the Disclaimer, you agree that the Company has not made any guarantees
about the results of taking any action, whether recommended on this Website or not. The Company
provides educational and informational resources that are intended to help users of this Website
succeed. You nevertheless recognize that your ultimate success or failure will be the result of your own
efforts, your particular situation, and innumerable other circumstances beyond the control and/or
knowledge of the Company.

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You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by
others – whether clients of the Company or otherwise – applying the principles set out in this Website
are no guarantee that you or any other person or entity will be able to obtain similar results.

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Email And Other Electronic Communications

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Visiting the Website or sending emails to the Company constitutes electronic communications. You
consent to receive electronic communications and you agree that all agreements, notices, disclosures,
and other communications that we provide to you electronically, via email and on the Website, satisfy
any legal requirement that such communications be in writing.

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We would be pleased to communicate with you by e-mail, and there are various places on this Website
that provide you the ability to send an electronic communication to the Company. Any such email or
other electronic communication, however, does not create a business relationship or any contractual
relationship. As set forth more fully in our Privacy Policy, we will take reasonable steps to ensure that
any communications remain confidential, but we cannot guarantee the security of such communications
and cannot guarantee that we would not be required to disclose such communications as a result of a
court order.

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Use Of Communication Services

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The Website may contain bulletin board services, chat areas, news groups, forums, communities,
personal web pages, calendars, blog comment sections and/or other message or communication
facilities designed to enable you to communicate with the public at large or with a group (collectively,
“Communication Services”), you agree to use the Communication Services only to post, send and receive
messages and material that are proper and related to the particular Communication Service.

By way of example, and not as a limitation, you agree that when using a Communication Service, you will
not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy
and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane,
defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files
that contain software or other material protected by intellectual property laws (or by rights of privacy of
publicity) unless you own or control the rights thereto or have received all necessary consents; upload
files that contain viruses, corrupted files, or any other similar software or programs that may damage
the operation of another's computer; advertise or offer to sell or buy any goods or services for any
business purpose, unless such Communication Service specifically allows such messages; conduct or
forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user
of a Communication Service that you know, or reasonably should know, cannot be legally distributed in
such manner; falsify or delete any author attributions, legal or other proper notices or proprietary
designations or labels of the origin or source of software or other material contained in a file that is
uploaded, restrict or inhibit any other user from using and enjoying the Communication Services; violate
any code of conduct or other guidelines which may be applicable for any particular Communication
Service; harvest or otherwise collect information about others, including e-mail addresses, without their
consent; violate any applicable laws or regulations.

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The Company has no obligation to monitor the Communication Services. However, the Company
reserves the right to review materials posted to a Communication Service and to remove any materials
in its sole discretion. The Company reserves the right to terminate your access to any or all of the
Communication Services at any time without notice for any reason whatsoever.

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The Company reserves the right at all times to disclose any information as necessary to satisfy any
applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove
any information or materials, in whole or in part, in the Company’s sole discretion.

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Always use caution when giving out any personally identifying information about yourself in any
Communication Service. The Company does not control or endorse the content, messages or information
found in any Communication Service and, therefore, the Company specifically disclaims any liability with
regard to the Communication Services and any actions resulting from your participation in any
Communication Service. Managers and hosts are not authorized Company spokespersons, and their
views do not necessarily reflect those of the Company.

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Materials uploaded to a Communication Service may be subject to posted limitations on usage,
reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload
the materials.

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Materials Provided To The Website

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The Company does not claim ownership of the materials you provide to the Website (including feedback
and suggestions) or post, upload, input or submit to any Website or our associated services (collectively

“Submissions”). However, by posting, uploading, inputting, providing, or submitting your Submission
you are granting the Company, our affiliated companies, and necessary sub-licensees permission to use
your Submission in connection with the operation of their Internet businesses including, without
limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit,
translate, and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. The
Company is under no obligation to post or use any Submission you may provide and may remove any
Submission at any time in the Company’s sole discretion.

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By posting, uploading, inputting, providing, or submitting your Submission you warrant and represent
that you own or otherwise control all of the rights to your Submission as described in this section
including, without limitation, all the rights necessary for you to provide, post, upload, input or submit
the Submissions.

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Links To Third Party Websites And Services

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The Website may contain links to other Websites (“Linked Websites”). The Linked Websites are not
under the control of the Company and the Company is not responsible for the contents of any Linked
Website, including without limitation any link contained in a Linked Website, or any changes or updates
to a Linked Website. The Company is providing these links to you only as a convenience, and the
inclusion of any link does not imply endorsement by the Company of the Website or any association
with its operators.

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Certain services made available via the Website are delivered by third-party Websites and
organizations. By using any product, service, or functionality originating from the Website, you hereby
acknowledge and consent that the Company may share such information and data with any third party
with whom the Company has a contractual relationship to provide the requested product, service or
functionality on behalf of the Website’s users and customers.

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Use Of Templates And Forms

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The Company provides various templates and/or forms for download and/or sale on this Website. The
Company grants you a limited, personal, non-exclusive, non-transferable license to use our templates
and/or forms for your own personal or internal business use. Except as otherwise provided, you
acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works
of, reverse engineer, alter, enhance or in any way exploit any of the templates and/or forms in any
manner, except for modifications in filling out the templates and/or forms for your authorized use.
By ordering or downloading Forms, you agree that the Forms you purchase or download may only be
used by you for your personal or business use and may not be sold or redistributed without the express
written consent of the Company.

Use of Paid Courses, Programs, and Associated Material

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The Company from time-to-time provides various courses, programs, and associated material for sale on
this Website. The Company grants you a limited, personal, non-exclusive, non-transferable license to use
our courses, programs, and associated material (collectively the “Courses”) for your own personal or
internal business use. Except as otherwise provided, you acknowledge and agree that you have no right
to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any
way exploit any of the Courses in any manner.

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By ordering or participating in Courses, you agree that the Courses you purchase or download may only
be used by you for your personal or business use and may not be sold or redistributed without the
express written consent of the Company.

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By ordering or participating in Courses, you further agree that you shall not create any derivative work
based upon the Courses and you shall not offer any competing products or services based upon any
information contained in the Courses.

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Use Of Free Downloadable Content

The Company provides various resources on this Website, which users may access by providing an e-
mail address. The Company grants you a limited, personal, non-exclusive, non-transferable license to use

our resources provided in exchange for an email address (the “Freemium Content”) for your own
personal or internal business use. Except as otherwise provided, you acknowledge and agree that you
have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter,
enhance or in any way exploit any of the Freemium Content in any manner.
By downloading the Freemium Content, you agree that the Freemium Content you download may only
be used by you for your personal or business use and may not be sold or redistributed without the
express written consent of the Company.

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By downloading the Freemium Content, you further agree that you shall not create any derivative work
based upon the Freemium Content and you shall not offer any competing products or services based
upon any information contained in the Freemium Content.

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Guests

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The Company may, from time to time, provide information from a third party in the form of a podcast
guest interview, interview on other platform, guest blog post, or other medium. The Company does not
control the information provided by such third-party guests, is not responsible for investigating the
truth of any information provided, and cannot guarantee the veracity of any statements made by such
guests.

Individuals who agree to appear as guests on any podcast offered by the Company agree to transfer all
intellectual property rights they may have in any such interviews to the Company and further provide a
license to any rights they are unable to assign.

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Cancellation Of Subscription

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Certain of the Company’s products and services are offered on an ongoing basis with a monthly or yearly
subscription. Users may cancel subscriptions with five business days written notice prior to a billing
date for the subscription by emailing hello@mintedgenius.com. Your subscription shall continue until the
end of the existing subscription period and shall terminate at the completion of that period. You shall
not be charged after a cancellation submitted five days day before the next billing date.

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Money Back Guarantee

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For the sale of certain products, the Company provides a money-back guarantee. That money-back
guarantee is governed by the following terms, except to the extent that the terms of a specific product,
program, or service provide otherwise.

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With respect to any purchase of a product that provides a Money Back Guarantee, you must request
your money back within 10 days of the purchase, unless otherwise stated in any contractual signed
agreement. You may request your money back by emailing hello@mintedgenius.com. That email must
contain information about the product you purchased, the date of the purchase, and the email and name
associated with any such purchase. You are not required to submit any proof that you have completed
any work or meet any other requirements for any product that provides a Money Back Guarantee.
Upon determining that you are entitled to a refund pursuant to this policy, the Company will promptly
issue an instruction to its payment processor to issue the refund. The Company does not control its
payment processor and will not be able to expedite any refunds.

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If you receive a refund of any purchase through this money-back guarantee, that shall immediately
terminate any and all licenses granted you to use the material provided to you under these Terms of Use
or any other agreement. You shall immediately cease using the material and shall destroy all copies of
the information provided to you, including without limitation: video recordings, audio recordings, forms,
template documents, slide shows, membership areas, social media groups limited to paying members,
and other resources.

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Any customer may redeem a money-back guarantee from the Company only once regardless of how
many products and/or services the customer purchases. In other words, after a customer has received a
refund for any one product under this money-back guarantee, that customer shall not be entitled to a
refund as to any other product or service purchased from the Company.

No Warranties

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THE COMPANY MAKES NO WARRANTIES REGARDING THE PERFORMANCE OR OPERATION OF THIS
WEBSITE. THE COMPANY FURTHER MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND,
EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENTS, MATERIALS, DOCUMENTS, PROGRAMS,
PRODUCTS, BOOKS, OR SERVICES INCLUDED ON OR THROUGH THIS WEBSITE. TO THE FULLEST
EXTENT PERMISSIBLE UNDER THE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR
IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A
PARTICULAR PURPOSE.

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Limitation of Liability

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YOU AGREE TO ABSOLVE THE COMPANY OF ANY AND ALL LIABILITY OR LOSS THAT YOU OR ANY
PERSON OR ENTITY ASSOCIATED WITH YOU MAY SUFFER OR INCUR AS A RESULT OF USE OF THE
INFORMATION CONTAINED ON THIS WEBSITE AND/OR THE RESOURCES YOU MAY DOWNLOAD FROM
THIS WEBSITE. YOU AGREE THAT THE COMPANY SHALL NOT BE LIABLE TO YOU FOR ANY TYPE OF
DAMAGES, INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EQUITABLE, OR CONSEQUENTIAL
LOSS OR DAMAGES FOR USE OF THIS WEBSITE.

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THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH
THE WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE
PERIODICALLY ADDED TO THE INFORMATION HEREIN. THE COMPANY AND/OR ITS SUPPLIERS MAY
MAKE IMPROVEMENTS AND/OR CHANGES IN THE WEBSITE AT ANY TIME.

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THE COMPANY AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY,
RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE,
PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE WEBSITE FOR ANY PURPOSE. TO
THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE,
PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR
CONDITION OF ANY KIND. THE COMPANY AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL
WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS,
SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY
AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL,
CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION,
DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH
THE USE OR PERFORMANCE OF THE WEBSITE, WITH THE DELAY OR INABILITY TO USE THE WEBSITE
OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY
INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH
THE WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE WEBSITE, WHETHER BASED ON

CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF THE COMPANY OR ANY
OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME
PROVINCES/STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY
FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE WEBSITE, OR WITH ANY OF THESE TERMS OF
USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE.

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Arbitration

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You hereby expressly waive any and all claims you may have, now or in the future, arising out of or
relating to this Website, the Company, any and all contracts you enter into with the Company, and any
and all of the Company’s products, programs, and services.

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To the extent that you attempt to assert any such claim, you hereby expressly agree to present such
claim only through binding arbitration to occur in Calgary, Alberta. You further agree to and do hereby
waive any right to class arbitration and agree, instead, to conduct an arbitration related solely to any
individual claims you and/or any entity related to you asserts against the Company. To the fullest extent
permissible by law, you further agree that you shall be responsible for all costs associated with initiating
the arbitration and for the administration of the arbitration.

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International Users

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The Service is controlled, operated, and administered by the Company from our offices within Canada. If
you access the Service from a location outside of Canada, you are responsible for compliance with all
local laws. You agree that you will not use the Company Content accessed through the Website in any
country or in any manner prohibited by any applicable laws, restrictions, or regulations.

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Indemnification

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You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees,
agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys’
fees) relating to or arising out of your use of or inability to use the Website or services, any user postings
made by you, your violation of any terms of this Agreement or your violation of any rights of a third
party, or your violation of any applicable laws, rules or regulations. The Company reserves the right, at
its own cost, to assume the exclusive defense and control of any matter otherwise subject to
indemnification by you, in which event you will fully cooperate with the Company in asserting any
available defenses.

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Termination And Access Restriction

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The Company reserves the right, in its sole discretion, to terminate your access to the Website and the
related services or any portion thereof at any time, without notice. To the maximum extent permitted by

law, and you hereby consent to resolve any and all disputes arising under or related to this Website or
the Terms of Use pursuant to the Arbitration Clause above. Use of the Website is unauthorized in any
jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this
section.

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No Joint Venture Or Other Relationship

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You agree that no joint venture, partnership, employment, or agency relationship exists between you
and the Company as a result of this agreement or use of the Website. The Company’s performance of this
agreement is subject to existing laws and legal process, and nothing contained in this agreement is in
derogation of the Company’s right to comply with governmental, court, and law enforcement requests or
requirements relating to your use of the Website or information provided to or gathered by the
Company with respect to such use. If any part of this agreement is determined to be invalid or
unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and
liability limitations set forth above, then the invalid or unenforceable provision will be deemed
superseded by a valid, enforceable provision that most closely matches the intent of the original
provision and the remainder of the agreement shall continue in effect.

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Entire Agreement

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Unless otherwise specified herein, this agreement, along with the Privacy Policy and Disclaimer,
constitutes the entire agreement between the user and the Company with respect to the Website and it
supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or
written, between the user and the Company with respect to the Website. A printed version of this
agreement and of any notice given in electronic form shall be admissible in judicial or administrative
proceedings based upon or relating to this agreement to the same extent and subject to the same
conditions as other business documents and records originally generated and maintained in printed
form. It is the express wish to the parties that this agreement and all related documents be written in
English.

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Changes to Terms

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The Company reserves the right, in its sole discretion, to change the Terms under which the Website is
offered. The most current version of the Terms will supersede all previous versions. The Company
encourages you to periodically review the Terms to stay informed of our updates.

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Contact Us

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The Company welcomes your questions or comments regarding the Terms:
MINTED GENIUS

P.O. Box 21042, RPO Dominion
Calgary, Alberta T2P 4H5
hello@mintedgenius.com
Effective as of
December 1, 2023